Michael Carmell was born and raised in South Florida. Spending his early years in Kendall, before moving to North Miami Beach and finally settling in Broward County. Michael currently resides in Fort Lauderdale with his incredible fiancé Rachel and their two pups Luke Skywoofer and Buster Brown. In his free time Michael enjoys Golfing, is an avid sports fan (GO CANES AND PHINS), being outdoors and spending time with his family and friends.

With 16 years in the mortgage industry Michael has earned real life experience in the business and has built a wealth of knowledge he uses in every transaction. Through his years of experience Michael is THE authority on mortgage lending and consultations. He sees things that other industry professionals may overlook, allowing him to help thousands of homeowners purchase and refinance homes. Michael is passionate about finding creative financing solutions for his clients, no matter how complex. He utilizes his dedication to learning, along with his experience and unparalleled insight to better understand the market and adapt to shifts making him a vital resource to homeowners and Realtors alike. Michael is available anytime, anywhere and believes no single transaction is ever as important as a relationship.